At Mortgages for People New to Canada, we specialize in helping newcomers to understand the Canadian real estate market and navigate all associated costs, such as closing costs and adjustment costs. We believe that by building equity instead of paying rent, newcomers can benefit from their employment and credit sources.

For those looking to purchase a home with higher loan amounts (over $1 million), we can assist in finding the best rates and mortgage options. With at least a 20% down payment saved, newcomers can benefit from more flexibility on down payment, with the option of putting as little as 5% down. We also offer guidance on homebuyer incentive programs and down payment assistance options.

One of our key advantages is our access to all of Canada's top lenders. This includes not only large banks, but also mortgage finance companies, credit unions, and alternative financers. With this wide range of options, we can design a custom-tailored product that specifically fits your mortgage needs. Even if you don't qualify at your bank due to limited credit or employment history, we can secure the best rate for you.

In addition to our wide lender network, we also provide access to innovative tools that are specific to the Canadian market. These tools ensure an efficient and streamlined first-time home buying experience for our clients.

Overall, Mortgages for People New to Canada is committed to helping newcomers successfully navigate the Canadian real estate market and find the best mortgage options available. Our expertise, wide lender network, and innovative tools ensure that you receive the personalized support and guidance you need to make informed decisions and achieve your homeownership goals.