We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our approval process for self-employed borrowers is fast and efficient, even if you have been declined in the past. We understand that as a self-employed individual, your taxable income may be reduced due to claimed expenses. That's why our mortgage options take this into consideration. We offer Stated Income mortgages, which are particularly useful for those whose qualifying income is impacted by expenses. Additionally, we accept dividend and investment income, as long as there is stability and proof provided. When applying for a mortgage, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to work with reasonable income estimates. If you're a self-employed individual looking for a mortgage, give us a call today!