We specialize in providing support and guidance to newcomers in Canada who are interested in purchasing a home. Our services include helping individuals understand the Canadian real estate market, as well as the various costs associated with buying a property, such as closing costs and adjustment costs. We also emphasize the importance of building equity rather than paying rent, as it allows individuals to benefit from employment and credit sources. Furthermore, we assist newcomers in finding the best rates and mortgage options, particularly for those looking for higher loan amounts (over $1 million) and have at least a 20% down payment saved. We also offer flexibility on down payments, allowing individuals to put as little as 5% down. We can explain the various homebuyer incentive programs and down payment assistance options available. Our access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, allows us to design personalized mortgage solutions that best fit your needs. Even if you have limited credit and employment history, we can secure the best rates for you. Finally, we provide access to innovative tools in Canada that ensure an efficient first-time home buying experience.