For self-employed individuals, there are low rates and excellent mortgage options available. Even if you have had previous declines, fast mortgage approval can be obtained. These mortgage options take into consideration the reduced taxable income from claimed expenses, making it suitable for individuals with expenses that impact their qualifying income. Dividend and investment income are also accepted, provided there is stability and proof requirements. To apply, you will need to submit documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates, is also available. If you are a Business For Self borrower, there are options tailored specifically for you. Feel free to contact me for more information.