Looking for low rates and excellent mortgage options specifically designed for self-employed individuals? Look no further! We offer a fast mortgage approval process that caters to your unique needs, even if you have been previously declined.

When it comes to self-employed individuals, we understand that your taxable income may be reduced due to claimed business expenses. However, our mortgage options take this into consideration and offer a solution that works for you. Our Stated Income mortgage is particularly beneficial for those with expenses that impact their qualifying income.

We also understand that self-employed individuals may have income from dividends and investments. Rest assured, we accept this type of income as well, as long as you can provide stability and proof of these earnings.

To get started, you will need to gather a few essential documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have access to a wide range of top Canadian lenders, including well-known banks, mortgage finance companies, credit unions, and alternative financiers. They are all open to considering reasonable income estimates, making it easier for self-employed individuals to secure a mortgage.

We also offer options tailored specifically for Business For Self (BFS) borrowers. So whether you are a freelancer, entrepreneur, or small business owner, we have you covered.

If you are interested in taking advantage of our low rates and excellent mortgage options for self-employed individuals, do not hesitate to give us a call. We are here to help you navigate the mortgage application process and find the best solution for your specific needs.