We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the challenges that come with being self-employed, which is why we prioritize fast mortgage approval, even for those who have been declined in the past. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. Additionally, our Stated Income mortgage is ideal for those with expenses that may impact their qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. For more information, give us a call!