We provide assistance to newcomers in understanding Canadian real estate and associated costs, including closing costs and adjustment costs. Our goal is to help newcomers build equity rather than pay rent, by utilizing their employment and credit sources. Whether you are looking for a mortgage with a higher loan amount (over $1 million) and have at least a 20% down payment saved, or if you have the flexibility to make a down payment as little as 5%, we can find the best rates and mortgage options for you. Additionally, we will guide you through homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a custom-tailored mortgage product that fits your specific needs, regardless of any limitations in credit or employment history. Take advantage of our innovative tools to have an efficient and smooth first-time home buying experience in Canada.