Self-employed individuals can take advantage of low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options specifically consider the reduced taxable income from claimed expenses, making them useful for those whose expenses impact their qualifying income. The stated income mortgage is an option that allows individuals to qualify based on their expenses, and dividend and investment income are also accepted with stability and proof requirements. Required documents for these mortgage options include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Additionally, borrowers have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. For self-employed individuals, there are also tailored options available specifically for Business For Self (BFS) borrowers. For more information, please give me a call!