We provide assistance to newcomers in Canada by helping them understand the real estate market, closing costs, and adjustment costs. Our goal is to help them build equity instead of paying rent, using their employment and credit sources. We offer the best rates and mortgage options for newcomers who are looking for higher loan amounts, with a minimum of 20% down payment saved. We also offer flexibility on down payment, with as little as 5% down. In addition, we explain homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, allowing us to create a customized mortgage product that fits your needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit and employment history. Furthermore, we offer innovative tools in Canada to ensure a smooth and efficient first-time home buying experience.